Workforce health resources for better preventative health decisions.
Use the guides, articles and tools below to understand where health risk is showing up in your business, and what to evaluate before choosing a solution.
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Explore practical thinking, use our calculators and guides, or find a direct answer.
Calculators & Guides
Measure risk, estimate impact and explore the evidence behind prevention.
Explore Calculators & GuidesVideo Overview
A short overview of how the program works and what it means for your workforce.
Learn
Practical guides to help you understand more about the health crisis in our workforce and how preventative health helps businesses and the economy.
The Preventative Health Whitepaper
The full research view on absenteeism, presenteeism and the business case for prevention.
Read the guideThe Workplace Health Crisis
What is driving rising health risk across US workforces, and what employers can do.
Read the guideThe Sanguine Preventative Health Program
How the program works, what employees get, and how it is structured for employers.
Read the guideCase Studies
What preventative health looks like in practice, with the numbers behind it.
$198,681
Net FICA savings, May to December 2025
Smarter benefits: $198,681 in payroll savings for a mid-market PEO
A 600 person PEO improved its benefits offering without increasing employer spend or reducing take home pay. 551 employees and dependents enrolled.
Read the case study$20,211
Net FICA savings in 6 months
Paramount Communications: taking care of people without breaking the budget
A 30 year old business added virtual primary care, behavioral health and guaranteed issue life insurance, with more than $40,000 projected annual savings.
Read the case studyArticles
Insights and perspectives on workforce health, risk and prevention.
One worker down. The whole crew pays.
How pain, fatigue and short-handed crews show up in schedules before they appear in absence records.
Read BlogWhen people push through, the work feels it.
Why slipping quality, slower work and quiet attrition can reveal workforce-health pressure before absence data does.
Read BlogUntreated fatigue tends to end in an incident.
For warehouse, logistics and driving teams, health risk often becomes visible only after a near-miss, incident or claim.
Read BlogFinance tracks the cost it can see.
Why workforce-health costs can build quietly across a team long before they appear in claims history or renewal pricing.
Read BlogDiagnostic Tools
Interactive tools to measure risk and estimate the business impact of prevention.
Workplace Health Diagnostic
A short assessment that helps you identify where workforce health risk may be hiding in your organization.
Start the diagnostic
Preventative Health ROI Calculator
Estimate the potential savings and business impact of investing in a preventative health program for your workforce.
Use the calculator
Frequently Asked Questions
The questions employers and employees ask most about how the program works.
What exactly is this program?
It's a preventative health program that uses existing tax rules to fund additional benefits like healthcare and life insurance. Nothing new is being created or engineered. It's simply a different, compliant way of structuring payroll to unlock value that would otherwise be lost to tax.
This sounds too good to be true. What's the catch?
That's the most common reaction. There isn't a hidden catch, but there is a shift in how income is structured before tax. That change creates savings, and those savings fund the benefits. The program only works because it follows existing tax code. If it didn't, it wouldn't be offered at scale.
Is this actually legal and compliant?
Yes. The program is built on long-standing sections of the tax code (IRC 125, 105, and 213) that have been used for decades in employee benefit programs. It's administered with compliance in mind, not as a workaround or loophole.
Will this reduce take-home pay?
No. The program is designed so that net pay stays the same. The funding comes from tax efficiencies, not from reducing what an employee earns.
Want to talk through what you found?
An advisor can help you interpret your results and choose the right preventative health path for your workforce.